Advice: Not Paying Mortgage

[countrymom]

I think Dave Ramsey has some wonderful ideas. BUT my banker told me that Dave Ramsey had filed bankruptcy 3 times....so I guess it is easier to tell someone what to do than it is to actually do it.

yes he did file bankrupcy 3 times, too bad your banker didn't tell you the whole story. Dave is open about it too. It was when he was younger and went crazy. Its in his book he tells about his story. He got to a low point in his life that he was going to leave his wife so she didn't have to deal with it. And his theory really does work, its common sense stuff that when you read about it, you'll be like, omg why didn't I think of that.

[Unregistered]

A method that works for some is to have a household or bill account. You each contribute a portion and all bills are paid out of that account. Preferably by automatic payment. If necessary arrange it so there are no debit cards to access it, so he can't spend out of it.

Each payday you make sure the money is there to cover the auto pays.

Sorry you're dealing with this.