Anyone Ever Lost a Payment Before?

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  • Michelle
    Daycare.com Member
    • Jan 2011
    • 1932

    #31
    My wonderful dh was suppose to go turn in several attendance sheets and provider payment reports to our local agency totaling over $4,000.
    He put the clipboard with all the papers on top of the car and drove away.

    We found the papers still attached to the clipboard a mile away from our house in the dirt.
    He got a "little" lecture!!!!
    ::::::::

    This stuff happens...
    Bill Cosby says that all children are brain damaged, but I believe they make us brain damaged.

    Comment

    • Patches
      Daycare.com Member
      • Dec 2012
      • 1154

      #32
      Originally posted by 2grls4us
      I actually had one I put in an envelope at the atm deposit and it disappeared. When I called the bank about my deposit being off they did not show receiving it and they shred the envelopes after each day. So never using that feature again. Parents were understanding, I offered to pay the stop payment fee but they said no.
      I deposit at the ATM but its the kind that doesn't use envelopes and counts the cash and checks for you. Well, I deposited $96 in cash and a few days later they took it out of my account and said they received it :confused: I called them and said "how could I have not deposited the cash in there if the ATM counts it for you?? Don't know if they ever found it but they did credit it back to my account

      Comment

      • Patches
        Daycare.com Member
        • Dec 2012
        • 1154

        #33
        Originally posted by sahm1225
        Yep. I accidentally washed my jeans with 2 checks in my pockets.

        I was so embarrassed but I told both families and neither batted an eye giving me New Checks. One family wrote on the memo line of the new check 'pleAse don't wash me!' Lol
        :::: nice

        Comment

        • mamac
          Tantrum Negotiator
          • Jan 2013
          • 772

          #34
          Originally posted by 2grls4us
          I actually had one I put in an envelope at the atm deposit and it disappeared. When I called the bank about my deposit being off they did not show receiving it and they shred the envelopes after each day. So never using that feature again. Parents were understanding, I offered to pay the stop payment fee but they said no.
          Originally posted by Patches
          I deposit at the ATM but its the kind that doesn't use envelopes and counts the cash and checks for you. Well, I deposited $96 in cash and a few days later they took it out of my account and said they received it :confused: I called them and said "how could I have not deposited the cash in there if the ATM counts it for you?? Don't know if they ever found it but they did credit it back to my account
          I learned long ago never to trust atm deposits. More than once I have had a deposit go missing and was never credited back the amount was "lost". That's why I have my payments due on Friday because the bank is open later so I have time to deposit the checks/cash in person.

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          • Familycare71
            Daycare.com Member
            • Apr 2011
            • 1716

            #35
            Originally posted by mamac
            I learned long ago never to trust atm deposits. More than once I have had a deposit go missing and was never credited back the amount was "lost". That's why I have my payments due on Friday because the bank is open later so I have time to deposit the checks/cash in person.
            I have always done ATM deposits... But- I also deposit large amounts at times including cash- wonder if I should change that!

            Comment

            • jessrlee
              Daycare.com Member
              • Nov 2010
              • 527

              #36
              I have lost a check before. Thankfully the mom was super nice about it!!

              Comment

              • UtahMomma
                Daycare.com Member
                • Apr 2013
                • 58

                #37
                Right after a DCP hands me a check, I deposit it to my account with the bank app on my phone. Very convenient and I don't have to worry about it after that.

                Comment

                • sleepinghart

                  #38
                  Originally posted by mamac
                  I learned long ago never to trust atm deposits. More than once I have had a deposit go missing and was never credited back the amount was "lost". That's why I have my payments due on Friday because the bank is open later so I have time to deposit the checks/cash in person.

                  ~...Me neither. That is the truth! One time I deposited a small amount of cash into one and I didn't find out it was MIA until one day while I was at the bank on other business(it was about a week later if that long). I wasn't that worried because it wasn't much at all; it was more concerning to me where it went though...to a paranormal universe or perhaps just a thieves pocket(I'm such a curious person and all). I was willing to let it go and let it be a lesson to me(glad it was a cheap one) because my husband at the time(now ex*) had warned me about depositing anything into those and not to do it.o, but they absolutely insisited on helping. I even got to go inside the area where the drive-thru tellers work and watch them & chat as they emptied and checked all the cracks & crevices of that box. I ended up there quite awhile and even ended up making some new friends . I asked didn't they have cameras on the deposit machine at all times to which they replied yes. One lady(who wasn't even waiting on me but was the teller beside mine said..."and she's just now noticing it?" in a way to like imply that that was suspicious, but my teller got aggravated at her and firmly and plainly told her "yes". I was thinking in my head "gee lady if I was going to lie about this couldn't I make up a better amount than a measly 40 bucks(..:confused: but then again I wouldn't know, I haven't taken all my forensic/criminal psych courses yet so I'm not fully up to speed on how they think)?" ~Anyway, they credited me my money back so I was out nothing but I still feel kind of at fault for depositing cash in the first place. After it was over I went out and bought that nice teller a box of some kind of Christmas cookies or candies, can't remember which, for all the hard work and effort she had spent on me that day and even told Debbie Downer beside her she could have some too.

                  Comment

                  • Lyss
                    Chaos Coordinator :)
                    • Apr 2012
                    • 1429

                    #39
                    Originally posted by Michelle
                    My wonderful dh was suppose to go turn in several attendance sheets and provider payment reports to our local agency totaling over $4,000.
                    He put the clipboard with all the papers on top of the car and drove away.

                    We found the papers still attached to the clipboard a mile away from our house in the dirt.
                    He got a "little" lecture!!!!
                    ::::::::

                    This stuff happens...
                    Bill Cosby says that all children are brain damaged, but I believe they make us brain damaged.

                    ::::

                    My DH was supposed to take two checks to the bank for me one day but when he got to the bank he suddenly couldn't find one of them ( it was endorsed even!) We never found it, I still just picture it floating around town somewhere.

                    The DC family was great, I told them to minus the check cancellation fee out of the new one but they gave me the full amount and said they've done the same thing so they understood ::

                    Comment

                    • providerandmomof4
                      Daycare.com Member
                      • Jan 2012
                      • 354

                      #40
                      Yep....the trash can as well....I couldn't believe it. I guess in a frenzy to tidy up, as usual

                      Comment

                      • MyAngels
                        Member
                        • Aug 2010
                        • 4217

                        #41
                        Originally posted by Familycare71
                        I have always done ATM deposits... But- I also deposit large amounts at times including cash- wonder if I should change that!
                        I always get a receipt when I make an ATM deposit. My credit union has ATMs that give you a receipt that includes an image of the check you deposited, and counts any cash (bills only) that you deposit so there's no room for error these days, but having the receipt makes me feel better anyway .

                        Comment

                        • sleepinghart

                          #42
                          Originally posted by MyAngels
                          I always get a receipt when I make an ATM deposit. My credit union has ATMs that give you a receipt that includes an image of the check you deposited, and counts any cash (bills only) that you deposit so there's no room for error these days, but having the receipt makes me feel better anyway .

                          ~You know, I think we are talking about two different things now. Y'all are talking about just the regular old ATM machines(the kind that you can withdraw money from with a card), right? ...And I am talking about....Well it's more like a box and you use your bank deposit slips when you drop your checks/cash in them. Do y'all know what I mean:confused:? I'm sorry for any confusion, if any, I caused.

                          Comment

                          • Familycare71
                            Daycare.com Member
                            • Apr 2011
                            • 1716

                            #43
                            Originally posted by sleepinghart
                            ~You know, I think we are talking about two different things now. Y'all are talking about just the regular old ATM machines(the kind that you can withdraw money from with a card), right? ...And I am talking about....Well it's more like a box and you use your bank deposit slips when you drop your checks/cash in them. Do y'all know what I mean:confused:? I'm sorry for any confusion, if any, I caused.
                            I do know what your talking about! ::
                            But my ATM has me deposit $ in an envelope so the amount on the receipt is the amount I input into the machine. So when they physically take the envelope and count the $ there is no way for me to "prove" I was right- just like the old metal lock box

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