Daycare Accept Plastic?

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  • MarinaVanessa
    Family Childcare Home
    • Jan 2010
    • 7211

    #16
    If you taek CC transactions, however you can still charge the fees that paypal charges you since there is no way for them to know what you are charging them for anyway. But now that I think about it, I've been to stores that will charge a debit/CC fee for using them. Some charge it nonetheless and others if it's under a certain amount ($5 for example).

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    • Chickenhauler
      Senior Member
      • Jun 2009
      • 474

      #17
      Originally posted by MarinaVanessa
      If you taek CC transactions, however you can still charge the fees that paypal charges you since there is no way for them to know what you are charging them for anyway. But now that I think about it, I've been to stores that will charge a debit/CC fee for using them. Some charge it nonetheless and others if it's under a certain amount ($5 for example).
      You can try that, as long as the customer doesn't have a clue what their cardholder agreement is (and most don't).

      When you do get caught, you're in deep crap.
      Spouse of a daycare provider....which I guess makes me one too!

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      • MarinaVanessa
        Family Childcare Home
        • Jan 2010
        • 7211

        #18
        Originally posted by Chickenhauler
        You can try that, as long as the customer doesn't have a clue what their cardholder agreement is (and most don't).

        When you do get caught, you're in deep crap.
        Oh I see, you meant a personal cardholder. For some reason I thought you meant if you as a provider (merchant) had a contract with the credit card machine company. This is great to know then when I go to those stores that charge an extra fee for using a card and refuse .

        I still really like the idea of a bank transfer. I billpay should also work like this I'm guessing.

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        • Chickenhauler
          Senior Member
          • Jun 2009
          • 474

          #19
          Originally posted by MarinaVanessa
          Oh I see, you meant a personal cardholder. For some reason I thought you meant if you as a provider (merchant) had a contract with the credit card machine company. This is great to know then when I go to those stores that charge an extra fee for using a card and refuse .

          I still really like the idea of a bank transfer. I billpay should also work like this I'm guessing.
          I used to have a contract with a CC company for my business (dropped it, didn't use it enough to make it worth the BS), and my merchant agreement stated that I could NOT charge a higher rate for CC transaction invoices than I did for cash, check or charge.

          But, in my business, it's impossible to compare apples to apples, every service provided is different than the next, no two are the same.


          What blows my mind is, I see people using the excuse "I forgot my checkbook"....maybe I live in a rural area where checks are still a widely acceptable form of payment, but I don't leave the house without mine.:confused:

          Actually, 90% of the time, it's kept in my pickup truck.
          Spouse of a daycare provider....which I guess makes me one too!

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          • actaktmdt
            Daycare.com Member
            • Feb 2010
            • 140

            #20
            Originally posted by gbcc
            Most of my parents pay me online through Minute Menu. I love it!!!! So much!!! I have a few parents that are still skitish of online payments so they pay by check.

            do you have problems like emosks, where it took forever to get paid? A parent asked me today (left check book at home, Im the only person she writes a check for)..what I like about Minute Menu is that is for direct deposit from checking to checking so I like that better than the idea of pay pal which can take a bit of time transfering and limited transferabilty......

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            • MarinaVanessa
              Family Childcare Home
              • Jan 2010
              • 7211

              #21
              Originally posted by Chickenhauler
              What blows my mind is, I see people using the excuse "I forgot my checkbook"....maybe I live in a rural area where checks are still a widely acceptable form of payment, but I don't leave the house without mine.:confused:
              Yup, used to happen ALL the time before I switched from payment for the week after giving care to payment before giving care for the next week. Changed it and added that I wouldn't keep any kid until I was paid in full. No pay, no stay right? Ever since they saw I was serious and turned kids away and still charged for the day they missed because they "Forgot" their checkbook I havn't had a problem.

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              • actaktmdt
                Daycare.com Member
                • Feb 2010
                • 140

                #22
                haha I know see why minute menu takes a week...thats crazyness......wont be using that.

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                • Janet

                  #23
                  Cash or check only here

                  I only take cash or check because of my nervousness about paypal and online payment type thingies. I'm not exactly what you would call "hi-tech". In fact, I am the worst when it comes to computer stuff. My husband gets so frustrated when I am trying to find something on the "google machine" and will sometimes just take over! LOL! I am also not a fan of my financial stuff being accessed on the computer. I know that I'm being irrational, but it makes me nervous. So, as a result, I'm limited for payment options. (I am such a loser, )

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                  • Chickenhauler
                    Senior Member
                    • Jun 2009
                    • 474

                    #24
                    Originally posted by Janet
                    I only take cash or check because of my nervousness about paypal and online payment type thingies. I'm not exactly what you would call "hi-tech". In fact, I am the worst when it comes to computer stuff. My husband gets so frustrated when I am trying to find something on the "google machine" and will sometimes just take over! LOL! I am also not a fan of my financial stuff being accessed on the computer. I know that I'm being irrational, but it makes me nervous. So, as a result, I'm limited for payment options. (I am such a loser, )
                    Nothing wrong with that, at least this way, there is no chance of it getting lost on the interwebs somewhere.
                    Spouse of a daycare provider....which I guess makes me one too!

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