Glad no injuries; the accident should not cost you anything because it should fall under comprehensive coverage - that is if you had it on the van, if not not sure how it works. I always keep full coverage on my vehicles until they aren't worth more than 3000 or so... if you drive dck's at anytime you should have full coverage regardless
Venting Thread
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This is a sticky topic.
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Glad no injuries; the accident should not cost you anything because it should fall under comprehensive coverage - that is if you had it on the van, if not not sure how it works. I always keep full coverage on my vehicles until they aren't worth more than 3000 or so... if you drive dck's at anytime you should have full coverage regardless
I am still kind of upset about it, but in the light of day it could have been so much worse.Last edited by Blackcat31; 07-01-2015, 11:08 AM.- Flag
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Yeah I took comprehensive off a month or so ago when hubby was really low on miles because his dispatcher was on maternity leave. I was going to put it back on when we caught up. And the deductible was $500 on it anyway. We are hoping to go to the salvage yard and find a matching hood and quarter panel. It is really the drivers side in the headlight area and the drivers side of the van. I didn't hit it square on, more the side of the van. I was able to drive it home, so it isn't totaled or anything but needs fixed. Finding the time to do the work will be another issue with hubby being a truck driver.
I am still kind of upset about it, but in the light of day it could have been so much worse.Last edited by Blackcat31; 07-01-2015, 11:08 AM.- Flag
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Why are we always to blame????
Why is it that ANYTHING that goes wrong with a child, the parents immediately think it's something that happened in daycare? I am so tired of this. I don't know how many times parents have picked their child up from daycare and later called or text me to ask me about something that's wrong with their child. The problem is they aren't really asking you what happened, they're implying that it's something that happened while their child was in your care. Some come right out and accuse you. The most common is bumps/scrapes/bruises. Every time a parents sees any type of mark on their child, it must have been something that happened in daycare. The truth of the matter is, 9 times out of 10, IT HAPPENED AT HOME!! We pay more attention to children that most parents because we know we're going to be accused if anything goes wrong! yesterday a parent sent me 3 text after she arrived home with pictures of tiny scratches she observed on her son. All three of the scratches were on his back, which is an area I don't generally see on the children since I don't usually have a reason to pull their shirts up. The only time I observe their backs is when they have an accident and I have to change their shirts. Other than that, I see face, arms, legs, and of course private parts when I change their diapers. Since I don't generally look at their backs I honestly couldn't say whether the scratches were there when they arrived to daycare or not, but for me this was the final straw. I sent out this memo to parents. " Dear parents, effective immediately, I will begin to conduct a visual exam of each child upon arrival each morning and every evening before they leave. Any marks I observe on your child that were not their when your child was last in my care will be documented and you will be notified immediately. I will also document and inform you of any marks I observe on your child that I observe at the end of the day that weren't there upon arrival." I know this is a LOT to do everyday, twice a day, for every child. But I feel I don't have another choice. I have to have a way of defending myself. And if it's something that's occurring while a child is in my care, I want to know this as well so I can prevent it. I have noticed that when ever a parent discovers that the mark is from something that happened at home, they down play it and make it seem as though it's no big deal, and it's the child's fault, never their fault. But if it happens in daycare it's my fault because I was being a negligent provider, and they make such a big deal about it. I'm just sick of it. If I have to result to such extreme measures to protect myself, then so be it!- Flag
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Why is it that ANYTHING that goes wrong with a child, the parents immediately think it's something that happened in daycare? I am so tired of this. I don't know how many times parents have picked their child up from daycare and later called or text me to ask me about something that's wrong with their child. The problem is they aren't really asking you what happened, they're implying that it's something that happened while their child was in your care. Some come right out and accuse you. The most common is bumps/scrapes/bruises. Every time a parents sees any type of mark on their child, it must have been something that happened in daycare. The truth of the matter is, 9 times out of 10, IT HAPPENED AT HOME!! We pay more attention to children that most parents because we know we're going to be accused if anything goes wrong! yesterday a parent sent me 3 text after she arrived home with pictures of tiny scratches she observed on her son. All three of the scratches were on his back, which is an area I don't generally see on the children since I don't usually have a reason to pull their shirts up. The only time I observe their backs is when they have an accident and I have to change their shirts. Other than that, I see face, arms, legs, and of course private parts when I change their diapers. Since I don't generally look at their backs I honestly couldn't say whether the scratches were there when they arrived to daycare or not, but for me this was the final straw. I sent out this memo to parents. " Dear parents, effective immediately, I will begin to conduct a visual exam of each child upon arrival each morning and every evening before they leave. Any marks I observe on your child that were not their when your child was last in my care will be documented and you will be notified immediately. I will also document and inform you of any marks I observe on your child that I observe at the end of the day that weren't there upon arrival." I know this is a LOT to do everyday, twice a day, for every child. But I feel I don't have another choice. I have to have a way of defending myself. And if it's something that's occurring while a child is in my care, I want to know this as well so I can prevent it. I have noticed that when ever a parent discovers that the mark is from something that happened at home, they down play it and make it seem as though it's no big deal, and it's the child's fault, never their fault. But if it happens in daycare it's my fault because I was being a negligent provider, and they make such a big deal about it. I'm just sick of it. If I have to result to such extreme measures to protect myself, then so be it!.
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Had trouble deciding whether to put this in the venting thread or what made me laugh:
DCM drops off 4 yo dcb. She says "so dcb has been saying the F word at home non stop. We are trying to get him to say 'Oh hamburgers!' instead so he will sound like Butters from South Park. So, if you can work on that, that would be great. Thanks!"
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Sure. I will get right on that
DCB never says that here of course. He gives me a terrified look if he accidentally says "stupid" or "butt" ::
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Had trouble deciding whether to put this in the venting thread or what made me laugh:
DCM drops off 4 yo dcb. She says "so dcb has been saying the F word at home non stop. We are trying to get him to say 'Oh hamburgers!' instead so he will sound like Butters from South Park. So, if you can work on that, that would be great. Thanks!"
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Sure. I will get right on that
DCB never says that here of course. He gives me a terrified look if he accidentally says "stupid" or "butt" ::
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I have made it clear to DH that this summer was going to be challenging with the kids I have and that I needed our kids to be more independent/self sufficient. I am not able to oversee their summer enrichment during day care as most days the kids will not really nap and will need provider led activity.
Today is the first day and DH came home and is asking me all about the girls school work... Really.- Flag
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Sure I will take a drop in 1 year old who doesn't know me. Sure you can drop off right at nap. You're vegan? Great! You switched to cloth diapers since we last talked? Good for you!
I know better...I really do.
I didn't need $40 this bad...I could have sold plasma or something after work...would have been more fun.- Flag
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Is it a full moon? Please tell me it has passed.
Dcg5 has been so whiny and argumentative this week with the others. Blech. I set up new activities in the yard, which normally she is all over, and she couldn't get along with the others long enough to stay at a station with them. She broke toys from 2 stations (ok, they were cheapie, but still) and has been a puddle of whine every.single.time. something has not gone her way.
Dcb3 has taken to telling me that he doesn't want to come here anymore. Fine, I get it, you'd rather be at the cottage (wouldn't we all?) but I don't need to hear 50 times a day that you don't want to be here. And he has resorted to language that is completely inappropriate and that I haven't seen since he started. Seriously? You know my rules.
Today is a new day.- Flag
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Yes. I understand childcare is a large bill. I get that, if you think it's SO much money you are more then welcome to take in kids and make the "big bucks" as well. But remember I don't get sick days, paid vacation, if I get a sub in it costs me more then I'm paid, I work 50 hours a week. I have to take costs of food, supplies, lights, field trips etc out of my "big bucks". Dcm complained for 15 minutes about how expensive childcare is.- Flag
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