Never Cashed the Check...

[daycarediva]

Let it go or call out daycare parents for it?

I make 12 deposits per week and I missed putting one in. It was in JUNE and I just caught it (putting quarterly tax stuff together).

No small amount, 350. Obviously parents are aware, as they had to add it back to their check book.

SO MAD at them right now. I would have asked my provider. They just let it go.

[Ariana]

If you cash it now it is going to be a tight month for them so they might learn their lesson. Personally I wouldn’t say anything because what is the point? They were trying to get away with something and now you know what kind of people they are

[daycarediva]

Isn't it too late to cash it now? Otherwise I already would have done so.

I marked it as paid, but never put it in. I'm typically meticulous about it, but this wasn't even in the right folder for the month, so it was just lost in the paperwork shuffle.

[Snowmom]

I'd cash it. I don't think there's any federal law against cashing a personal check unless it has something on it like "void after 90 days".

[Annalee]

Isn't it too late to cash it now? Otherwise I already would have done so.

I marked it as paid, but never put it in. I'm typically meticulous about it, but this wasn't even in the right folder for the month, so it was just lost in the paperwork shuffle.

Here the cut-off is six month.

[amberrose3dg]

Let it go or call out daycare parents for it?

I make 12 deposits per week and I missed putting one in. It was in JUNE and I just caught it (putting quarterly tax stuff together).

No small amount, 350. Obviously parents are aware, as they had to add it back to their check book.

SO MAD at them right now. I would have asked my provider. They just let it go.

I would try and cash it. Maybe go to their bank to get the funds?

[Annalee]

I would just say something like "hey guys, your previous check got filed in the wrong place and I will be depositing ASAP, if any problem I will let you know to write a new one".

[Snowmom]

And if it didn't clear, I'd make sure to print out a copy of the returned check and demand cash. I certainly wouldn't let it go.

[Annalee]

I am SURE the parents know it hasn't cleared and it is their fault if the funds are not in there. Haven't we all checked on a check that didn't clear in a certain amount of time..I have many times especially when dealing with my sons school things.

[Blackcat31]

My bank says personal checks are good for a year
I certainly wouldn’t let it go though...

[daycarediva]

I called the bank and they said 6 months. I deposited it (mobile) and it cleared.

I'll be honest, I will be double checking my business accounts now. I use my business CC and EVERYTHING goes on that- even my payroll, then I transfer one lump sum at the end of the month to pay it off.

and YES! I did send a heads up email to the parents letting them know. BUT they HAD to be aware it didn't clear. So they just added it back in and said "Yay, free week of DC."

If a check doesn't clear I always look into it. Just had one not go through for a sports fundraiser and it was driving me crazy as I kept having to delete 220-- from my bank balance to make sure my personal register was correct. It took just over a month and I asked the booster club director about it Sunday.

[hwichlaz]

I bet they don't know. A lot of people these days NEVER balance their checkbooks, especially if they only have one or two places they write checks to.

[CalCare]

Oh for me, I never would've noticed. I don't write checks except my son's after school program and a rare school thing where they insist on a check. I just glance online at my account every so often and see if anything out of the ordinary happened, like -$200 at Nordstrom or something. I would be like oh, wait, no, that wasn't me! I get my husband's paycheck auto deposited, all our bills go on their own. Last time I balanced a checkbook was when I got my first one, when I got my first job about 23 years ago 🤔.. I would do as suggested above and tell them, oops it was misfiled and heads up, I'm going to deposit it, so be ready!

[Annalee]

I don't write many checks either but I know when $5 is gone, much less $350:: I check my account every morning

Oops meant to put this on the check thread by diva sorry!

[Cat Herder]

I would not have noticed either. I have a checking account that is only for bills. I transfer money into it in the amount of the bills with a couple hundred overflow for random fee fee's and oversights.

I would have assumed tuition was running a week behind since June and the last payment would have come out a week after we left for whatever. ::

Glad it went through. More than likely they expected it to, IMHO.