New Client Want To Pay With Credit Card...

[MarinaVanessa]

I won't use Zelle because of questionable security; I'm with a regional bank instead of one of the major national banks that Zelle directly supports. My brother tried to send me money with Zelle earlier this year, and I just cut it as a loss rather than give them my banking info.

Interesting. Zelle is actually very secure. Several major banks use it and it's built right into their money transfer system online and in their banking apps. Chase bank, Bank of America, Wells Fargo etc. for example.

Venmo! Love, love, love it! And it's FREE!

Just be careful, I know one provider who had her account with Venmo suspended for going against their user agreement for using it for a business vs using the free services for personal use. She's a large daycare and had more clients though so maybe that's what flagged her. Two other friends of mine had their accounts closed for the same thing but they were full-blown using Venmo to accept payments for their t-shirt and sign business.

[LysesKids]

Interesting. Zelle is actually very secure. Several major banks use it and it's built right into their money transfer system online and in their banking apps. Chase bank, Bank of America, Wells Fargo etc. for example.



Just be careful, I know one provider who had her account with Venmo suspended for going against their user agreement for using it for a business vs using the free services for personal use. She's a large daycare and had more clients though so maybe that's what flagged her. Two other friends of mine had their accounts closed for the same thing but they were full-blown using Venmo to accept payments for their t-shirt and sign business.

Pestle & I have small local accounts... not a major bank plus you couldn't pay me enough to go back to BoA or Wells Fargo after issues several of my family & I had years ago

[MarinaVanessa]

Pestle & I have small local accounts... not a major bank plus you couldn't pay me enough to go back to BoA or Wells Fargo after issues several of my family & I had years ago

You can use Zelle without banking at a major bank. I meant that Zelle has to be secure otherwise banks wouldn't use it. Well, let me clarify further ... if they don't bank at a bank that uses zelle they can download the Zelle app and enroll using their debit card if it has the visa or master card logo. If not, then I'm not sure how it works but to send or receive money you only need one person to have a Zelle account.

[LysesKids]

You can use Zelle without banking at a major bank. I meant that Zelle has to be secure otherwise banks wouldn't use it. Well, let me clarify further ... if they don't bank at a bank that uses zelle they can download the Zelle app and enroll using their debit card if it has the visa or master card logo. If not, then I'm not sure how it works but to send or receive money you only need one person to have a Zelle account.

I'll stick with Square thank you ... never had an issue in all the years I've used it; on the plus side I have the chip reader & can take Apple pay too which around here is unheard of for a daycare . I have had numerous clients love the fact they can swipe the CC if they don't get paid by the time fees are due here, where as Zelle, you have to have the $ in your account first to transfer/run debit Card thru the App

[MarinaVanessa]

I'll stick with Square thank you ... never had an issue in all the years I've used it; on the plus side I have the chip reader & can take Apple pay too which around here is unheard of for a daycare . I have had numerous clients love the fact they can swipe the CC if they don't get paid by the time fees are due here, where as Zelle, you have to have the $ in your account first to transfer/run debit Card thru the App

Oh I hear you. I personally use Square for my daycare. It's much more convenient. I hated KidKare (not sure if there have been any improvements this year) and Square was a great alternative as far as invoicing and collecting payments go.

[rosieteddy]

I would not change any thing.Let them do what your other clients do or pay cash.They can get a cash advance through the credit card if they want.Why mix everthing up for one family.

[Blackcat31]

I would not change any thing.Let them do what your other clients do or pay cash.They can get a cash advance through the credit card if they want.Why mix everthing up for one family.

This