Would You Respond To This Text?

[Homebody]

Oh my goodness.
What happened to a check register? Do people really have such a hard time balancing a checkbook?

That's exactly what I was thinking! As soon as I make a payment I make the subtraction in my checkbook and consider it gone, whether it has been deposited or not. I feel like she is making her problem of keeping track of bills my problem, and thats not gonna fly!

[Cat Herder]

she would never bring the exact amount. She would always pay $15 over because it was all in $20 bills,

"No change will be given. Tips welcomed." ::::

If only, right? I do find having cash clients pay on Monday, in advance of the week, leads to them having exact change more often. It leaves less for me to have to remember to credit for next weeks invoice.

Have you checked out the online payment options, yet. They really do simplify things significantly. Especially auto invoicing. lovethis

[Cat Herder]

That's exactly what I was thinking! As soon as I make a payment I make the subtraction in my checkbook and consider it gone, whether it has been deposited or not. I feel like she is making her problem of keeping track of bills my problem, and thats not gonna fly!

I lose those things. If I have to take it out of the house with me, it get's gone. It is just something I do. I have accepted it and adapted. I don't do checkbooks for this reason. Debit only.

I keep two accounts. One for money coming in. One for money going out. It works well for people, like me, who lose things.

[Homebody]

"No change will be given. Tips welcomed." ::::

Haha!!! I wish I could say that!

I've only looked into Venmo, but they are starting to get bad reviews because people's bank accounts are getting frozen for no reason. I would only be interested in a free one.

Found out my bank does do mobile banking. I just need to get it set up.

[Homebody]

I lose those things. If I have to take it out of the house with me, it get's gone. It is just something I do. I have accepted it and adapted. I don't do checkbooks for this reason. Debit only.

I keep two accounts. One for money coming in. One for money going out. It works well for people, like me, who lose things.

Yes, I do debit or credit when I'm out too. Much more convenient. I just use checks for the couple of remaining payments I have to make monthly that I can't do online.

[Blackcat31]

Haha!!! I wish I could say that!

I've only looked into Venmo, but they are starting to get bad reviews because people's bank accounts are getting frozen for no reason. I would only be interested in a free one.

Found out my bank does do mobile banking. I just need to get it set up.

I do say that in my handbook/policies

I don’t and won’t give change or credit.
I’m not a bank or an accountant.

I also charge $10 additional fee for every check submitted as payment. I call it a processing fee.
I do that as a way of encouraging payment via bank transfer or cash instead of a check. I just don’t have time to drive to the bank every weekend.

My policies also state “if paying by check it may take up to 30 days for it to be cashed or deposited so please account for this time.”

[BrynleeJean]

I would respond. Im actually surprise i haven't received this same message.
most banks have banking apps for easy deposits. mine does.
I've been known to go a week and forget to deposit any daycare money, cash or check, the money is the last thing on my mind, i feel so bad when i deposit it that late. i still wouldn't accommodate the parent though, they can change their payment method.

[CityGarden]

Bank runs are made once all checks are in. Deposits will be made no later than Mondays at 6:30 pm.

This is what I would say as well in your case.

Wanted to add that I personally like the easy of mobile deposits, parents give the check to me and I upload them during snack time the funds are often clear by the end of my work day!

[Homebody]

I do say that in my handbook/policies

I don’t and won’t give change or credit.
I’m not a bank or an accountant.

I also charge $10 additional fee for every check submitted as payment. I call it a processing fee.
I do that as a way of encouraging payment via bank transfer or cash instead of a check. I just don’t have time to drive to the bank every weekend.

My policies also state “if paying by check it may take up to 30 days for it to be cashed or deposited so please account for this time.”

Those are some good policies to have. I'm slowly learning as I've only been doing this for 2 years. Most of my other parents I haven't had any problems with and have been lucky. I use to have parents who paid biweekly or monthly, and so didn't have to make the weekly trip to the bank. The 3 new families I have now are paying weekly. Definitely going to look into the mobile banking.

[Homebody]

I would respond. Im actually surprise i haven't received this same message.
most banks have banking apps for easy deposits. mine does.
I've been known to go a week and forget to deposit any daycare money, cash or check, the money is the last thing on my mind, i feel so bad when i deposit it that late. i still wouldn't accommodate the parent though, they can change their payment method.

When I just had two families who paid biweekly and monthly I would often wait a week or two until I had both checks. Never had any issues with the families.

[Homebody]

This is what I would say as well in your case.

Wanted to add that I personally like the easy of mobile deposits, parents give the check to me and I upload them during snack time the funds are often clear by the end of my work day!

I texted her and said something similar, and added she could start paying cash again if it would be easier, but she would need to pay the exact amount. She hasn't responded yet.