Would You Respond To This Text?

[Homebody]

So, got a text from dc mom saying "Can you please cash your check right away I'm trying to keep track of my bills. Thank you".

I'm not sure if she just means the check she gave me yesterday, or start doing it every week. Her daughter has recently started spending every other Friday with her dad, and so mom pays on Thursdays those weeks. I wait until I get everyone's checks and go on Friday evening or Saturday morning. Occasionally if something personal comes up I have to wait until Monday. We dont live in town, and have to drive 15 minutes to get to bank. So, I'm not going to make a special trip just to deposit her check.

I just feel a little put off by her telling me when to go to the bank just because she's having trouble keeping track of her bills.

Would you respond to the text or just ignore it?

[sharlan]

Does your bank allow you to deposit checks from your phone?

[Homebody]

Does your bank allow you to deposit checks from your phone?

I don't know, I will have to check...I'm not very tech savy and honestly didn't know you could do this. It would definitely save me time driving to the bank.

[LysesKids]

I don't know, I will have to check...I'm not very tech savy and honestly didn't know you could do this. It would definitely save me time driving to the bank.

essentially you download the app for the bank, take pics of front & back of the check & follow directions to deposit by mobile. They usually tell you within 15 -30 minutes if it's okayed. If you don't take the pics correctly it won't go thru, so do exactly as directions state

[TooManyKitties]

Most banks offer this feature, but if your bank is small they might put a hold on it. That’s what our credit union used to do, but USAA, for example, didn’t. Good luck!

[Unregistered]

NO WAY. I think I have pretty much heard everything now. There is no way a parent should tell you when where how ect. to spend, cash or deposit. Unreal

[Unregistered]

Does your bank allow you to deposit checks from your phone?

Ummm who cares what her bank allows. No parent has the right to tell you what to do with your paycheck.

[JBWWCC]

I would respond, by saying my bank days are limited. I deposit all of my checks together and I will get yours in as soon as possible. She doesn't have the right to tell you when to deposit because she can't manage her own bills. One time I understand but not for the foreseeable future.

[redmaple]

Bank runs are made once all checks are in. Deposits will be made no later than Mondays at 6:30 pm.

[Cat Herder]

I'd respond "I understand. It is hard for me to get to the bank during the week since we work the same hours. It would be great if you would stop by the bank on your way here and simply bring cash from here on. Thanks!"

[hwichlaz]

Ummm who cares what her bank allows. No parent has the right to tell you what to do with your paycheck.

Ofcourse not, but it’s good info if her bank is 15 miles away.

[mommyneedsadayoff]

Bank runs are made once all checks are in. Deposits will be made no later than Mondays at 6:30 pm.

I'd respond "I understand. It is hard for me to get to the bank during the week since we work the same hours. It would be great if you would stop by the bank on your way here and simply bring cash from here on. Thanks!"

I would combine these two. Either bring cash or expect that close of business day on Monday will be the latest deposit. My guess is that she is trying to plan for checks to come out so she doesn't overdraft, in which case, cash may be a better option.

[Homebody]

Thanks for the suggestions everyone. I will probably use a combination of the above responses. The only problem with her paying cash is that is the way she use to pay and she would never bring the exact amount. She would always pay $15 over because it was all in $20 bills, instead of giving me a $5 bill to make the correct amount. And then the next week try to remember she overpaid by $15. So, I will just have to tell her to pay exact amount if she goes back to paying way again.

There's been other minor issues with this mom (nothing to term over) that just always leaves me shaking my head.

[Snowmom]

Oh my goodness.
What happened to a check register? Do people really have such a hard time balancing a checkbook?

That would piss me off too. I'd do as cat herder suggested and tell her that if it's that important to her, she needs to pay in cash.

[sharlan]

Ummm who cares what her bank allows. No parent has the right to tell you what to do with your paycheck.

If her bank has that option she won't have to go to the bank at all. She could deposit all of her checks that way.