Payment Options

[Second Home]

So I spoke to dcm . I told her before I copy the contract and give her a copy I wanted to be sure she knew that cash and check only will be accepted . She said " oh , so you will not accept money orders anymore ?" I told her no , they are causing an issue with me depositing them at the bank . She handed me an envelope and said it was money orders for the rest of the month . I handed it back and said " sorry , you will have to take them back" . She got mad . Said she was not comfortable giving me a check . Which it totally stupid and a lie because she gives me personal checks ALL THE TIME . She asked if she could give cashiers checks , I said sure that is fine . She said "I don't understand why you won't take the money order they are guaranteed." I told her that I can not deposit them as cash as the atm will not recognize them , if I deposit as a check they have also not been recognized and then I have to call the bank and report that they have my $$ but it was not added to my account . Then wait for them to find it and add the amount to my account which can take a week. Or I would have to make a special trip to the bank on the weekend when I don't have to go into town ( 20 min each way) . She drove away mad .

[Blackcat31]

So I spoke to dcm . I told her before I copy the contract and give her a copy I wanted to be sure she knew that cash and check only will be accepted . She said " oh , so you will not accept money orders anymore ?" I told her no , they are causing an issue with me depositing them at the bank . She handed me an envelope and said it was money orders for the rest of the month . I handed it back and said " sorry , you will have to take them back" . She got mad . Said she was not comfortable giving me a check . Which it totally stupid and a lie because she gives me personal checks ALL THE TIME . She asked if she could give cashiers checks , I said sure that is fine . She said "I don't understand why you won't take the money order they are guaranteed." I told her that I can not deposit them as cash as the atm will not recognize them , if I deposit as a check they have also not been recognized and then I have to call the bank and report that they have my $$ but it was not added to my account . Then wait for them to find it and add the amount to my account which can take a week. Or I would have to make a special trip to the bank on the weekend when I don't have to go into town ( 20 min each way) . She drove away mad .

Her issue not yours.

Why wouldnt she feel comfortable giving you a check?
She leaves her child with you.

I think she has something hinky going on and she's just mad that you are not playing along or that you are somehow now a wrench in her weird plans....
(I still can't get over the odd amounts on the money orders)

I would absolutely insist that she pay in cash or a check and I'd give her a receipt each time she pays but the next time she says anything about not being comfortable giving you a check, tell her to take her child then because no way would I watch her kid if she didnt trust me enough to give me a check.

I call BS

[finsup]

Her issue not yours.

Why wouldnt she feel comfortable giving you a check?
She leaves her child with you.

I think she has something hinky going on and she's just mad that you are not playing along or that you are somehow now a wrench in her weird plans....
(I still can't get over the odd amounts on the money orders)

I would absolutely insist that she pay in cash or a check and I'd give her a receipt each time she pays but the next time she says anything about not being comfortable giving you a check, tell her to take her child then because no way would I watch her kid if she didnt trust me enough to give me a check.

I call BS

Really?! Trusts you with her CHILD but not a check? And why not cash if they are so worried about checks :confused: Something definitely doesn't add up with what they're doing. Good for you for sticking to your contract!

[Ariana]

DEFINITELY something fishy going on here. Unless they gave me a legit and legal reason for the money order I wouldn't budge.

[Alwaysgreener]

Does your bank have an overnight deposit slot? It is normal right next to the teller window. My business account has no ATM, so I have dh drop my checks in there, easy peasy. The next morning it deposited.

I took a check to the ATM a month ago. Dh entered the wrong amount. I called the next morning and let them know, it still has not been corrected. It is only .22 cents in my favor but I rather just use the overnight and have it correct.

[lovemykidstoo]

I am really confused by all of this. I worked at a bank for 13 years before opening my daycare. What do you mean the money orders had weird amounts? Have you asked your bank why the ATM does not recognize the money orders? If you're depositing checks, don't you just enter the total amount of the deposit and the teller then processes, thereby it's the teller not doing it right not the machine? Or do you enter each check separately in the ATM? The ATM recognizes cashier's checks but not money orders? I'm just wondering what scam she could be pulling because I have not seen one with money orders. The only reasons I can see where she wouldn't want to give you checks is if she can't have bank account for whatever reason or she doesn't trust anyone with the account number. Very strange situation. sorry for all the questions, it's the banker in me trying to figure it out

[Second Home]

The only reasons I can see where she wouldn't want to give you checks is if she can't have bank account for whatever reason or she doesn't trust anyone with the account number.
But she does give me personal checks , every other week or so it would be a money order.

What do you mean the money orders had weird amounts?
for example (amounts may not be exactly what she gave me but you'll get the idea). One time she gave me 2 money orders on the same day , both had different issue dates . One was for 16.28 and the other for 35.16 then she gave me a personal check for the difference of the full weeks pay.

The atm machine can not read the printing on the money orders , most times it will let me manually add an amount sometimes it does not even recognize I deposited it at all .

I submit all the checks ( & money order), the atm scans each check and gives me a total amount. I accept it or can correct it . the problem is when the money order is not recognized as even being submitted . I put in 5 checks and the machine tells me it received 4 . Then I have to contact the bank and have them find the missing item.

This dcm also works in a bank.

[lovemykidstoo]

The only reasons I can see where she wouldn't want to give you checks is if she can't have bank account for whatever reason or she doesn't trust anyone with the account number.
But she does give me personal checks , every other week or so it would be a money order.

What do you mean the money orders had weird amounts?
for example (amounts may not be exactly what she gave me but you'll get the idea). One time she gave me 2 money orders on the same day , both had different issue dates . One was for 16.28 and the other for 35.16 then she gave me a personal check for the difference of the full weeks pay.

The atm machine can not read the printing on the money orders , most times it will let me manually add an amount sometimes it does not even recognize I deposited it at all .

I submit all the checks ( & money order), the atm scans each check and gives me a total amount. I accept it or can correct it . the problem is when the money order is not recognized as even being submitted . I put in 5 checks and the machine tells me it received 4 . Then I have to contact the bank and have them find the missing item.

This dcm also works in a bank.

I understand what you mean about the ATM now. The ATM I go to I enter the total deposit (not individual checks) and the checks are all in the same envelope so the teller just completes it. I don't use it anymore because it takes like 2-3 days to hit my account, even though it's at 'my' credit union. I just use the night drop and it hits the next morning.

I am completely baffled with the odd amount on the money orders. That is weird. Is she the remitter on them? I wonder if she's selling something and that's how she gets paid and then she just writes them to you. Have you ever asked her about the odd amounts?

Whatever the case is, your rules are your rules and she should abide by them, it's just strange and I would be nosey hahaa

[Blackcat31]

Here are some thoughts that were mentioned in the other thread a while back about the strange money order amounts:

Years ago a scammer was caught because she'd figured out how to round the interest (less than one cent) on savings accounts and send them to a general ledger, than transfer that money into a dummy account, then to hers. Unfortunately for her, she didn't do it to every single account the bank had.

There was a situation here a while back where a bank employee was going into accounts that had been dormant for quite some time and issuing money orders for the amounts that were in the accounts, leaving just a little bit there so the accounts wouldn't close. She got away with it for quite a while, until one of the account holders passed away and the executor realized there was a problem. Makes me wonder if something similar could be going on....

I did speak to dcd about it as he picked up, he had no idea she was doing it

ALL of that in conjunction with the current behavior would have me INSISTING that she pay in CASH or via a cashiers check ONLY.

I can't even say I would be comfortable with a personal check from her and I also wonder about counterfeit bills too... AND Im not so sure I'd be willing to accept ANY form of payment (other than cash) from her unless it was issued from a banking institution she does NOT work for.

I think something REALLY wrong is going on here....

[Ariana]

^^^ holy poop Batman! This is exactly what is going on. Scary stuff

[NeedaVaca]

Here are some thoughts that were mentioned in the other thread a while back about the strange money order amounts:







ALL of that in conjunction with the current behavior would have me INSISTING that she pay in CASH or via a cashiers check ONLY.

I can't even say I would be comfortable with a personal check from her and I also wonder about counterfeit bills too... AND Im not so sure I'd be willing to accept ANY form of payment (other than cash) from her unless it was issued from a banking institution she does NOT work for.

I think something REALLY wrong is going on here....

Yep, you posted before I could but I totally remember that story! Something very strange is going on with this family...