Hi guys, long time lurker here
I am starting an in-home daycare hopefully by March if licensing goes smoothly, and I'm wondering what your opinions are on having insurance for up to 6 kids? The state (GA) requires that families sign a form saying that the daycare does not have liability insurance if it doesn't carry any, but I'm not sure if that protects the daycare if something does happen or if it is just to give notice.
My question is, do you think it is necessary to have liability insurance or is that just a selling point? I truly don't know! TIA!

My question is, do you think it is necessary to have liability insurance or is that just a selling point? I truly don't know! TIA!
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