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I can not survive on my income alone - that is why I have a second (different) job on weekends and a third (different) job on Friday and Saturday nights. 
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It is becoming real to be that I possibly will struggle for a while. My SO will be joining the military soon so, we won't fully rely on my income. That would drive me crazy!Comment
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I wish we could survive on my income alone so my husband could quit work and work on his honey to do list around here!
I honestly don't see how we know if we can survive in this business with it always going up and down. Rather it's family leaving or outgrowing your place or whatever. I just think we need to be real smart with how we manage our money and our program to survive.Comment
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I'm making around $1200 a month and I have just enough for bills and savings. No extras, no fun, no eating out.
But my 1-3 year goal is to buy a fifth wheel and move to our local state lake. The "rent" there is less than $800 a year
and just get a job outside the home. I'm over the daycare at this point.
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There is no possible way I could survive (even if I were single and childless) on just my daycare income.
I can only watch 5 not including mine, and the average price in this area for infants is somewhere between 80 and 100 bucks a week for FT. The averages are somewhere around $75-90 for all ages.
That's a max of $500 a week.... Or $26,000 a year..BEFORE daycare food and minimum supplies. It's beyond impossible unless I had no kids, my house and car were free, and nothing broke like my car or something at my house.
My husbands job pays the bills and my daycare money and the few shifts I work PRN at a local hospital pay for extras.Comment
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I am now childless (all are grown), single (been that way for years) and it was thru sheer luck that I got a small inheritance that paid my 2 bd/1 bth modular free & clear... Most I make is about 500 week also if I have all 4 spaces full (I get 125 for up to 50 hrs), but I'm also on food program even as a licensed exempt home, because TN allows it. My credit cards are there for emergency use and have been used all summer due to only half spaces being filled. I allways get full for fall semester and am hoping I don't have to let a child go because of parents garbage ( happened 2 times this year)Comment
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We have been living off of my income since 2010 when DH's unemployment ran out. He was employed working contract for GM for 38 years. You know how they say to keep enough in savings for 6-8 months? Well that's been long gone.
Everything is paid off except our $1000 a month mortgage, utilities and food. My DH was/is on a prescription that cost $18000.00 a month, that was a joke when insurance was gone. We didn't have health insurance till January and Obama Care. Had to put on a new roof in 2012 to the tune of $10,000. We have cut everything possible like cable, hair cuts, insurances/deductibles, prescriptions, eating out, travel, entertainment, shopping, meat except chicken and ground beef, phone extras, smoking (yea I know, needed to anyway), pop, etc...
We do nothing. Go no where. Except to the grocery once a month. Internet is my only splurge and that is because I can write it off by it being primarily day care related. DH has his SSI date on count down because our income will double when he turns 66.
Yes you can live on daycare income. Is it enough? Not always. Sometimes if enrollment is full we can even do fun stuff or extras. Sometimes when enrollment is low, paying bills get's rough. Thank God I love my husband as much as I do and we enjoy each others company.
Oh! I play the lottery once a week and my day care families will find a note on the front door when I win. Or I might text them after our plane leaves...:
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I see little people.Comment
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Maybe, but it would require much sacrifice and I hope I will never find out. Thankfully, my dh has a pretty decent income, and says he would never depend solely on my childcare job to pay our bills because it's so unpredictable, and I totally agree. I actually feel kind of lucky I can do this job because of it being so unstable. Most people I know need a job where they are 99% sure they will be paid. Dh is a pretty stand up type, mans man guy, I could never imagine him letting me be the sole supporter of our family....Comment
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I did for about three years after I got divorced. I had two teenage daughters. I could take six under kindergarten age and five before and after school kids and I was always full. I had a low mortgage and did fine.Comment
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