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As most of you know we will be closing on our house shortly! I have contacted 3 different companies for homeowners insurance but since I run an income daycare I keep getting declined insurance! I told them that I have separate daycare insurance but that doesn't make a difference to them. I don't want to keep calling insurance companies and having the do a soft pull if they can't help me. I have asked before if they accept In home providers but they say they can't tell me until they have all my information. :confused: Who do you use for homeowners insurance?
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Mortgage insurance? Like PMI? or homeowners? When we bought our house, we didn't pick a mortgage insurance company...it just came with the loan i guess haha. -
PMI came with our loan If you mean homeowners ins try State Farm they cover people with family childcares and even do childcare ins.It:
: will waitComment
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We have Allstate.Comment
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We have state farm.Comment
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Probably a silly question, but what about your current insurance company? Or maybe you're currently renting?Comment
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I did it again! Homeowners insurance!! Can an mod correct the title for me? I keep calling it mortgage insurance, yes I do mean homeowners insurance, which could be why I wasn't getting correct results. Feeling really dumb!
We are currently renting.Comment
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We have All state as well. They offer liability for your dc as long as you have homeowners insurance through them.Comment
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When I opened my daycare our home owner's insurance dropped us, even if I found a different company for daycare insurance, they wouldn't cover us if there was a daycare in the home.
I called MANY other companies and this seemed to be the case everywhere I looked. I did an online search and found a few companies specific to my state that allowed a home daycare. I don't remember now what I searched exactly but it was something like "home daycare insurance in MA".
I was also referred to AllState and State Farm but they did not provide coverage in MA at the time.
We ended up with MA Underwriters.Comment
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Try here:
It's one of those searches where you enter what you are looking for and several companies that match will call you.Comment
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I have american family insurance. You can add into your regular policy for the daycare or get a much better separate daycare policy through them.Comment
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NAFCC (National Association for Family Child Care) Insurance Directory
Insurance Companies A-L
Insurance Companies M-Z
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Thank you so much for all the help!
Thank you Blackcat for fixing my silly mistake!
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