Transportation Question

[care-care]

In MI we can use one form for the year if it is a REGULARLY scheduled (like every Weds at 10:00 to the library), every other trip needs its own permission slip.

So if I said every Monday I am going to library and Meijers. It would be good?

[momofsix]

So if I said every Monday I am going to library and Meijers. It would be good?

Yup! Make sure you also put the time on it that you'll be gone, and have it dated for the year. Now if you decide to stop at McDonalds on the way home, you need a seperate form.
I know one provider near by that has a different consultant and she says that her parents signing in everyday is also their giving permission to drive-no way would my licensor go for that one!

[Unregistered]

Just a word of caution. In my state, if we are using our personal car to transport dc children (even once or twice a year) & don't report this to our insurance carrier, they can deny paying out any claim if we have an accident. You should really look into whether or not they need to know - they might tell you that you need a special license for this and getting this special license will send your insurance payments through the roof. We found this out when planning a school trip to go pumpkin picking. We were going to pool our personal cars to make room for all the children who didn't have parents accompanying them - and a parent (who is in the insurance biz) told us this was not a good idea. We ended up cancelling the trip entirely.

[Unregistered]

I found an article regarding this very subject. I'm pretty sure this is the policy practiced by most insurance carriers in the US. For this one, a Nanny asked if she needed special car insurance to take her employer's children on short day trips. The answer is from an insurance broker.



"Luckily, one of our clients, who is a nanny, called us before using her personal auto to take ‘her’ daycare kids on outings..

You see, your personal auto insurance policy does not cover you if you use your car “to transport persons or deliver property for compensation of any kind.”. Whether you use your car to deliver pizza, mail, or newspapers… or whether you transport children (that you’re paid to watch) to and from parks and museums – it comes down to the fact that your car is now an essential and compensated part of your job. Granted, in the case of our nanny, the transport of her daycare kids was incidental to other parts of her job, for which she might receive a single “fee.” But since the legal language in a personal auto policy contract clearly excludes transporting people or products for compensation, and she is being paid for her services which include the transport, she runs the risk of having a claim denied because of the contractual language. "

[legomom922]

Maybe it is different in all states or if you are registred, however, I am not and my car insurance & daycare insurance are with the same company, so they know all about it and said no problem.