I have a dcf, single mom. Kid is 4 FT. DCM is nice, a little bit of a basket case some times but drops off and picks up on time, keeps kid home sick etc. Well last year before x-mas mom got demoted at work, not sure why. This meant a drop in pay.
I have one spot (I call it my pay it forward spot) that I reserve for single moms that are struggling. The spot is discounted $100.00 a month.
Well when the DCM got demoted she talked to me and asked me if she could pay late one week, then it was the next week and so on. she was getting help from her family and a little more help from dad. Her paying late without late fee became a habit. I told her in Jan that i was giving her until the 14th of this month to get back on track. I would not take anymore late payments.
Well the kid is out of town on vacation with the grandma, so I told her she could come by today by 1 to pay. My house is by her work. She did not come. So at 3pm I drew up a term letter,emailed it, copied it and sent a certified copy to her address.
Of course 10 min after the email goes through I get a phone call begging me for another chance. I told her that I did all that I could and that I could not afford to keep doing that. She owed me $600.00, $200.00 of it for services already provided. I told her to pay me the $200.00 and that I would call it a day.
The mom is devastated......... I just can't let her financial issues become mine. She did come by and paid the $200.00 in cash like I asked and picked up her things. Her eyes were swollen red and she was crying. She said how sorry she was and she felt horrible that she was going to have to tell her child he can't come back because mommy messed up. UGH, don't try to guilt me.
Please tell me that I should feel bad and that I did the right thing.............
I have one spot (I call it my pay it forward spot) that I reserve for single moms that are struggling. The spot is discounted $100.00 a month.
Well when the DCM got demoted she talked to me and asked me if she could pay late one week, then it was the next week and so on. she was getting help from her family and a little more help from dad. Her paying late without late fee became a habit. I told her in Jan that i was giving her until the 14th of this month to get back on track. I would not take anymore late payments.
Well the kid is out of town on vacation with the grandma, so I told her she could come by today by 1 to pay. My house is by her work. She did not come. So at 3pm I drew up a term letter,emailed it, copied it and sent a certified copy to her address.
Of course 10 min after the email goes through I get a phone call begging me for another chance. I told her that I did all that I could and that I could not afford to keep doing that. She owed me $600.00, $200.00 of it for services already provided. I told her to pay me the $200.00 and that I would call it a day.
The mom is devastated......... I just can't let her financial issues become mine. She did come by and paid the $200.00 in cash like I asked and picked up her things. Her eyes were swollen red and she was crying. She said how sorry she was and she felt horrible that she was going to have to tell her child he can't come back because mommy messed up. UGH, don't try to guilt me.
Please tell me that I should feel bad and that I did the right thing.............

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