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Of the threads I've read here where one of our Canadian members has mentioned their healthcare system, it seems like they rarely have a bad thing to say about it. Maybe some of them will want to chime in and give their perspective? I often hear people referring to the terrible system Canada has and how they're all rushing over here to the US to get "quality" healthcare. I'd love their thoughts
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To my understanding there are some services that are easier to get here then in Canada - But I have also heard of the Canadian government paying for their citizens to come to the US to get treatment - along with paying for a family member to accompany them so they are not alone.Of the threads I've read here where one of our Canadian members has mentioned their healthcare system, it seems like they rarely have a bad thing to say about it. Maybe some of them will want to chime in and give their perspective? I often hear people referring to the terrible system Canada has and how they're all rushing over here to the US to get "quality" healthcare. I'd love their thoughts
Imagine that - diagnosed with a serious illness and no one needs to hold countless benefits/fundraisers that usually wind up costing more then they raise (and then there's the inevitable accusations that someone has absconded with the funds), or re-mortgaging your house to be able to afford not only the treatment but the additional expenses not covered by insurance. That does sound terrible!
Now, don't get me wrong - the affordable health care act is no where near what Canada has.Comment
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I feel like comparing the ACA to Canada's health system is like comparing apples to oranges. The reason I was curious of an actual Canadian's perspective is because of the quote below from Willow and the fact that it's a common argument regarding the issue... "just look at Canada and how awful their health care is up there and how much they all absolutely hate it... that's exactly how the ACA is going to turn the US".
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About 10 years ago I went to Toronto to meet with an internet group I belonged to. We met in person. While there, my one Canadian friend took my husband and I boating. Later we talked to his friends at the boating club they belonged to. We got on the topic of healthcare and they said they felt sorry for us because of our system. They were all happy with theirs. Then later we went to dinner with more Canadian friends as well as two from England. Not one of them had anything bad to say about their healthcare but couldn't understand how we could tolerate ours.
I'm sure there must be some Canadians as well as people from other countries on this board who would like to comment. I also would love to hear their comments....whether positive or negative.
LaurelComment
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All I know is that my two children (adults) who support themselves both work two jobs in order to pay for their college costs.
Both live on their own. Neither have children. Neither of my kids send $ on video games, partying or extravagances that a lot of young adults do (i-phones, new cars, name brand clothes etc) Both my kids live pretty frugally.
Both of them have VERY little money left after paying for their rent, groceries and personal needs.
With this new health plan, both will either need to stop eating or give up their apartments in order to pay for their "required" health care.
Regardless of whether or not this plan is good for the majority or not...really doesn't matter to me. What matters to me is my kids are having to put food and shelter BELOW health care on their priority lists and something is just not right about that.
My DD actually made the comment that if she finds she can't do this....she is just going to have to have an illegitimate child or two so she doesn't have to worry and can survive.
Yes, she meant that as a joke but sadly I find more truth to her line of thinking than not....kwim?Comment
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Are your kids uninsured now?All I know is that my two children (adults) who support themselves both work two jobs in order to pay for their college costs.
Both live on their own. Neither have children. Neither of my kids send $ on video games, partying or extravagances that a lot of young adults do (i-phones, new cars, name brand clothes etc) Both my kids live pretty frugally.
Both of them have VERY little money left after paying for their rent, groceries and personal needs.
With this new health plan, both will either need to stop eating or give up their apartments in order to pay for their "required" health care.
Regardless of whether or not this plan is good for the majority or not...really doesn't matter to me. What matters to me is my kids are having to put food and shelter BELOW health care on their priority lists and something is just not right about that.
My DD actually made the comment that if she finds she can't do this....she is just going to have to have an illegitimate child or two so she doesn't have to worry and can survive.
Yes, she meant that as a joke but sadly I find more truth to her line of thinking than not....kwim?
It's my understanding that if you have insurance now this law doesn't affect that at all. I also know there is a lower cost catastrophic plan for those under 30. Have they actually checked the prices for them specifically?Comment
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No. Neither of them qualifies for "free or reduced" healthcare now because they don't have kids and make too much money.
They have been simply paying out of pocket for the things they need as they are both pretty healthy or going without. DD hasn't been to the dentist since moving out 5 years ago. DS needs new glasses and has been saving for months to buy a pair.
Yes, they also checked the prices for their areas and their ages...the lowest plan will cost them near the amount of rent they pay and if they opt for a lower monthly payment, the deductible goes waaaay up so they will ultimately end up paying out of their own pockets anyways....
lose-lose either way
Basically they fall through the cracks because they work and when the formula applied to figure out their insurance rate is used, it doesn't account for the fact that although they both make decent money, the money goes toward college. I think the system needs to account for living costs FIRST before applying the formula for healthcare costs....
Hopefully that makes sense...Comment
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Well that's no goodNo. Neither of them qualifies for "free or reduced" healthcare now because they don't have kids and make too much money.
They have been simply paying out of pocket for the things they need as they are both pretty healthy or going without. DD hasn't been to the dentist since moving out 5 years ago. DS needs new glasses and has been saving for months to buy a pair.
Yes, they also checked the prices for their areas and their ages...the lowest plan will cost them near the amount of rent they pay and if they opt for a lower monthly payment, the deductible goes waaaay up so they will ultimately end up paying out of their own pockets anyways....
lose-lose either way
Basically they fall through the cracks because they work and when the formula applied to figure out their insurance rate is used, it doesn't account for the fact that although they both make decent money, the money goes toward college. I think the system needs to account for living costs FIRST before applying the formula for healthcare costs....
Hopefully that makes sense...
I'm assuming they've checked with their schools re student insurance. When our youngest was in school last year they offered a really good plan for $1400 per year. It had gone up from $200 per year for the supplemental plan offered in the past in response to the impending ACA but the new plan was actually very good.Comment
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John Stossel on Government Shutdown:
I liked this/Thought it interesting
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John Stossel on Government Shutdown: “Shut more down!”
“I’m hoping the shutdown will wake people up and say, hey, maybe we don’t need all this stuff,” Stossel says. “We could close whole departments. Why do we need a Commerce Department? Commerce just happens, government gets in the way.”
“So, you’re pro-shutdown?” co-host Elisabeth Hasselbeck asked.
“Yeah,” Stossel retorts. “Shut more down!”
Respectfully Snipped From(Video of Interview In Link*): http://thelibertarianrepublic.com/jo...#ixzz2glmW1f9uComment
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Well, unless you're one of the 48,880 people employed by the commerce department....I liked this/Thought it interesting:
John Stossel on Government Shutdown: “Shut more down!”
“I’m hoping the shutdown will wake people up and say, hey, maybe we don’t need all this stuff,” Stossel says. “We could close whole departments. Why do we need a Commerce Department? Commerce just happens, government gets in the way.”
“So, you’re pro-shutdown?” co-host Elisabeth Hasselbeck asked.
“Yeah,” Stossel retorts. “Shut more down!”
Respectfully Snipped From(Video of Interview In Link*): http://thelibertarianrepublic.com/jo...#ixzz2glmW1f9uComment
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Depending on whether those people are consider ESSENTIAL or NON_ESSENTIAL.... I agree with John Stossel
Note* I have NO real idea but I've heard that the majority of people being laid off or out of jobs are in non-essential positions....
Can't help but wonder how many of those non-essential positions do we really NEED...
...even if that means a lot of those 48,880 people lose their jobs.
It ****s but I can totally think of several positions in my local government that are non-essential but cost tax payers a lot.
We have people who over see people who over see others over seeing workers.......I definitely think our government could downsize ALOT.Comment
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The penalty is not thousands of dollars. It goes into effect in 2014 and is 1% of income or $95 Adult, $47.50/child. In 2015, it goes up to 2% of income or $325 adult and $162.50/child with a maximum for family of $205. Blackcat - my daughter got her insurance through college because she couldn't be on ours. Do your children qualify to be on your insurance? I believe it is age 26 if college student. Your children should be calling the insurance exchange. I did a quick check and was happy to see the costs. This is the law of the land - upheld by the Supreme Court. No one likes change but holding a country hostage because you don't like the law is wrong.Comment
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I highly recommend everyone do their own research on the topic of penalties for opting out of health insurance, but here are a few links that I found. Technically it could be thousands of dollars, but that all depends on the year, family size, and income. I do have to say that generalizing and making it seem like every family that opts out is going to pay thousands per person (which is how PP made it sound) isn't completely truthful.
Obamacare 101: What to know if you opt out of buying health insurance
Tax Penalty at a Glance: Who will pay & how much
How Much is the Health Insurance Penalty for an Individual?
There are obviously many, many more articles out there that can be found with a Google search.Comment
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