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So, this past sat while checking my on-line bank statment, I see that a check I deposited last Sat(oct 2) was returned on Wed. It was for $80 and a $12 return fee. this came from my newest family that started in Sept. I called her and told her about it. She said that she doesn't know what happened, there was $ in the acct to cover it. She said she will contact her bank. So, this was like 8:30 in the morning. I waited until 9:30 to call back. She was at her bank, and she put the teller on the phone. She confirmed that there was $ in the acct and they are not showing anything on their end. She asked if I received anything from my bank. I said no, but that I printed out my statement and could show them that. So mom said she would come and pick it up and show it to her bank. So, I decided to call my bank. They didin't know why it was returned. The person I spoke to said it would be best to call back on Mon. But that I would get the check back in the mail. So, mom called back again with the bank teller. She said maybe there was a mistake on my bank's part. Whatever. Mom never did come to pick up the evidence I had. So, in the afternoon, mail came. Guess what was in it? A copy of the returned check. it looked like my bank tried to deposit it 4 times, but failed. So, I"m thinking it was insufficient funds. When I did talk to mom in the morning, I said that I needed the money by 11 so I could put it in my acct. I really need that money. She will have to pay the $12 returned fee. Which I know she doesn't want to. Her and the bank teller kept saying it was a mistake on my bank's part. But I have the check so it would have to come from her end.
Okay, didn't hear from her. So this morning, I texted her that I needed the $80 plus the $12 in fees, in cash Tue. (girl's 1st day of week). and that I had to close Thur due to a funeral. My Uncle passed away on Sat. She called back like in 3 mins. She was flipping annoyed. Kept saying she doesn't know what the problem is. I said, look, I have the copy of the check here. I have not been paid. She said she will call her bank again. hangs up.
I called my bank and they said to go to her bank and maybe find some answers. So I did. After 4 tellers looked at the check, checked her account and 20 mins later. They cashed the check. I was also told to tell mom that she needs to pay me the $12 my bank charged, she then needs to go her bank and tell them and they will refund her $12 paid to me.
I called mom, left a voicemail and explained all of this. I also asked if she wanted to bring girl on Wed since I will be closed Thur. (girl comes Tue, Thur, Fri) if not, that's fine. I will not charge for thur since I will be the one closing. Have not heard back from her.
I don't see what the big deal is/was. I understand things happen in the computer world. I don't understand why she just didn't take the copy of the check I had, and just repay me. She made a bigger deal of this then it need be, imo. We were both frustrated.
Okay, didn't hear from her. So this morning, I texted her that I needed the $80 plus the $12 in fees, in cash Tue. (girl's 1st day of week). and that I had to close Thur due to a funeral. My Uncle passed away on Sat. She called back like in 3 mins. She was flipping annoyed. Kept saying she doesn't know what the problem is. I said, look, I have the copy of the check here. I have not been paid. She said she will call her bank again. hangs up.
I called my bank and they said to go to her bank and maybe find some answers. So I did. After 4 tellers looked at the check, checked her account and 20 mins later. They cashed the check. I was also told to tell mom that she needs to pay me the $12 my bank charged, she then needs to go her bank and tell them and they will refund her $12 paid to me.
I called mom, left a voicemail and explained all of this. I also asked if she wanted to bring girl on Wed since I will be closed Thur. (girl comes Tue, Thur, Fri) if not, that's fine. I will not charge for thur since I will be the one closing. Have not heard back from her.
I don't see what the big deal is/was. I understand things happen in the computer world. I don't understand why she just didn't take the copy of the check I had, and just repay me. She made a bigger deal of this then it need be, imo. We were both frustrated.
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