Issues With Parents and the Kids
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I agree with everyone else, be wary about doing daycare for friends. It doesn't always work badly - a very good friend of mine is currently my longest running client, she listens to me moan about the problems and absolutely takes me seriously. On the other hand, I had a friend royally screw me too. It seems to me you need to cut your friend off and you can absolutely use "saving the friendship" as an excuse.
As for the apartment thing, it will definitely vary by state or whatever. Where I am it doesn't matter what kind of "dwelling" the daycare is in, as long as there is a safe place for the kids to play that has enough space for the kiddos, then you're good. Also, I currently rent my house and licensing just required proof that the owner of the home was ok with me running a business in it.
Hope that helps- Flag
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I'd point out that since you are home all day with the children you cannot get an outside job. This money she is supposed to be paying you is what you count on to keep the lights on and put food on the table. It's as simple as, if you can't count on her to pay you in full and on time then you are going to have to find an outside job that has a reliable paycheck and she will be out of daycare. Period. The ball really is in her court this way. If she wants to pay you, great! If not she needs to go because you are not independently wealthy and watching other people's children all day just to be nice. She needs to hold up her end or leave.- Flag
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