I can explain it to you very easily.
All it takes is ONE injury.. one elbow, neck, head, or clavicle injury... one hit to the spleen ... just ONE............. and everything you have worked for your whole life goes POOF.
One medical thing that happens that costs thousands of dollar for treatment, surgery, physical therapy, ER visits... just ONE and you are done.
Sure you can get some medical or injury insurance but you get that ONCE. Once you have a claim that is thousands upon thousands of dollars you put your business and your HOME mortgage and ability to GET insured at very high risk.
They are safer on the ground. They need to learn to climb with the ones who have the insurance that will just cover the medical costs without affecting their home and their livlihood. That would be with the parents or the public.
They need to climb with the ones who when they go off to the emergency room that the adults who manage the kids believe "kids will be kids" and "it was just an accident". There's a REASON why they ask you WHERE the fall happened when you present your injured kid at the ER. It's for money and for accountability. With the parents it's understood kids will fall and be hurt. There's NO understanding of that for child care. Zero.... none .... ziltch.
Iowa says "careful supervision at all times". That means if I allow them to climb I must have an adult CAREFULLY supervising that kid every second they are doing it. That means I have to have an adult SPOTTING that child so he doesn't fall and get hurt.
What you are saying is just words and it sounds really fun and kid centric. It's not based on money, livlihood, insurance, or accountability. It's just fun words that are frosted with developementally appropriate.
It's easy to SAY that and THINK it's best for the babies...... but you aren't paying for it when it happens at my house. I am and I say no climbing. A kids need to learn to climb isn't as important as my ability to feed my kid and keep a roof over our head. It's not more important than my being able to keep my insurance, my registration, and my nurse's licensce.
Give me carte blanche to allow them to get hurt and not hold me accountable because kids will be kids and it's best for the babies and I'll have them acting like monkeys all day every day. Tell me I have to pay if they get hurt on my property and now my needs are more important than a developmental skill that can be learned on someone else's watch for free.
All it takes is ONE injury.. one elbow, neck, head, or clavicle injury... one hit to the spleen ... just ONE............. and everything you have worked for your whole life goes POOF.
One medical thing that happens that costs thousands of dollar for treatment, surgery, physical therapy, ER visits... just ONE and you are done.
Sure you can get some medical or injury insurance but you get that ONCE. Once you have a claim that is thousands upon thousands of dollars you put your business and your HOME mortgage and ability to GET insured at very high risk.
They are safer on the ground. They need to learn to climb with the ones who have the insurance that will just cover the medical costs without affecting their home and their livlihood. That would be with the parents or the public.
They need to climb with the ones who when they go off to the emergency room that the adults who manage the kids believe "kids will be kids" and "it was just an accident". There's a REASON why they ask you WHERE the fall happened when you present your injured kid at the ER. It's for money and for accountability. With the parents it's understood kids will fall and be hurt. There's NO understanding of that for child care. Zero.... none .... ziltch.
Iowa says "careful supervision at all times". That means if I allow them to climb I must have an adult CAREFULLY supervising that kid every second they are doing it. That means I have to have an adult SPOTTING that child so he doesn't fall and get hurt.
What you are saying is just words and it sounds really fun and kid centric. It's not based on money, livlihood, insurance, or accountability. It's just fun words that are frosted with developementally appropriate.
It's easy to SAY that and THINK it's best for the babies...... but you aren't paying for it when it happens at my house. I am and I say no climbing. A kids need to learn to climb isn't as important as my ability to feed my kid and keep a roof over our head. It's not more important than my being able to keep my insurance, my registration, and my nurse's licensce.
Give me carte blanche to allow them to get hurt and not hold me accountable because kids will be kids and it's best for the babies and I'll have them acting like monkeys all day every day. Tell me I have to pay if they get hurt on my property and now my needs are more important than a developmental skill that can be learned on someone else's watch for free.
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