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I have a double wide modular home, I am having trouble getting homeowners insurance with a in home daycare. Does anyone else have a mobile home with in home daycare? Which insurance company do you use?
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What state are you in?
We have a section of the forum dedicated to insurance. Maybe there is a helpful post...
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If you can't get coverage for both in one policy, then get one company for the home and separate policy for the daycare. Many of us have to do it this way. Most home owner policies do not cover daycare on premises and the ones that do usually limit the number of kids to a low number
As blackcat mentioned, go to the insurance thread for carriers that write daycare ins.
Good luck
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