Liability Insurance????

[Auntie'sHouse]

Do you have liability insurance for your daycare and what company did you choose??

[MissAnn]

Do you have liability insurance for your daycare and what company did you choose??

I have State Farm.

[Kim]

I have a policy through my homeowners that I really only have because they make me have it. It doesn't cover much. I have a separate more comprehensive policy through DCI- recommended by NAFCC.

[DaisyMamma]

Thomco. It's about $600/yr and $1m/$3m policy.

[MyAngels]

Separate West Bend policy for me. I would never do business without liability insurance.

[AnneCordelia]

My daycare insurance is a rider on my house insurance.

[odskids]

Westbend

[Blackcat31]

Tom Copeland complied a complete list of companies that offere liability insurance. Here is the link. Just below his photo are the links for insurance companies (in blue)

http://nafcc.org/index.php?option=com_content&view=article&id=297&Itemid=105

HTH

[mema]

I have Adult and Children Alliance

[MarinaVanessa]

I have State Farm.

Me too. I just got a rider and added it to my homeowner's policy but I'm a small FCC in CA and they will only cover up to 6 kids so when I expand to a large FCC in the future I'll need to change liability insurance companies.

[daycarediva]

I have one with my homeowners, but when I expand I will get different insurance as they won't cover anymore.

[slpender]

I have DCI as well affordable and very easy to work with

[Sugar Magnolia]

Lloyds of London. They write my fire insurance, just added a liability policy. My daycare building (not my home) is over 100 years old,.so Lloyds is the only company I can get. :confused:

[CrackerJacks]

I have a large license and go with New England Insurance Company

http://www.neisinc.com/childinc.htm

[Brooksie]

Liability is a must. I have Nationwide and they are very affordable for a $1m policy. They offered the largest policy as far as I had found.