Paying for College

[Former Teacher]

Awww....no offense taken! And, yes, I suppose I should have specified that I meant paying for ECE/Child Development, although the grants can be used for most majors.

Re. going off topic, which I am about to do The thread you are referring to was posted in the parent forum, by a provider, seeking input from parents. Other members here went into that thread and continued to discuss/debate with that provider about another thread/topic in the Provider forum, taking the OP's thread off topic, and basically followed her into that thread to tell her how wrong she was. I requested that they keep that conversation in the provider forum in the original thread. THAT is off topic and not okay, IMO.

Again, no offense taken

Thanks Crystal for clearing it up for me. I pretty much thought that is what you meant but sometimes I do have my moments! ::

[MyAngels]

Yes exactly (sorry to get off topic) and no offense taken really. I guess it kind of evens out because my DC income goes towards HIS mortgage payment not OUR mortgage payment (the house is his only) so I don't get to claim as much for the money that I give him from my income. It's the same for the bills, does that make sense?

I was explained that because I am not under the mortgage then I can't claim time/space % for the entire amount, only for the amount that I give him each month. So if I was on the mortgage we were married and did our taxes together and the mortgage was let's say $3,000 and I gave him $1,000 a month from my DC income we could claim the time/space % for the entire $3,000. Since I am not then I can only claim time/space % for the $1,000 that I do give him. Same goes for the utilities. Another reason that we don't get married is because well, we're poor . Which is why I need to apply for programs in order to be able to take classes... which leads, to the higher education that, the more I learn to be able to have a better program etc.

In essence it's a trade off and even then not a very good one since classes cost $80 per class plus the cost of books which is anywhere from $35-$150 for each class.

Hopefully this is on topic - I don't want to get scolded - if you take classes and need books be sure to take a look at renting (I use chegg.com) and also the international versions of textbooks (much cheaper to buy). In my experience the international versions are identical in content to the US published books but much cheaper. I've been renting, though, at about 1/4 of the cost of buying books for both of my college age kids for two years now.

[legomom922]

Oh my...Even when you try to be helpful on here, people chew you a new one..:confused:

Many providers are also PARENTS, and many parents from the other board come over here, so I see nothing wrong with posting a Off Topic on its OWN thread. Does every single question HAVE to be about childcare? Cant we ever talk about other stuff? I have a suggestion...if a thread is O/T, and if that bothers you, just don't read the thread! And how about adding a O/T board?

Crystel,sorry for the attacks you have been getting, but THANK YOU for posting that info! It is helpful!

Gee, I was going to ask for prayers for my cat, but thats O/T

[QualiTcare]

vanessa,

i wouldn't wait until april. you can start filling out the fafsa on january 1st each year (and that's what i used to do). even if you can't qualify for grants, you can get loans with very little interest. if you do qualify for grants, they sometimes want to verify your income. i think they require income verification for 1 out of every 3 people. so, the sooner you apply - the better. it gives you more time to get the information they request and for them to process it.

[momofboys]

Yes exactly (sorry to get off topic) and no offense taken really. I guess it kind of evens out because my DC income goes towards HIS mortgage payment not OUR mortgage payment (the house is his only) so I don't get to claim as much for the money that I give him from my income. It's the same for the bills, does that make sense?

I was explained that because I am not under the mortgage then I can't claim time/space % for the entire amount, only for the amount that I give him each month. So if I was on the mortgage we were married and did our taxes together and the mortgage was let's say $3,000 and I gave him $1,000 a month from my DC income we could claim the time/space % for the entire $3,000. Since I am not then I can only claim time/space % for the $1,000 that I do give him. Same goes for the utilities. Another reason that we don't get married is because well, we're poor . Which is why I need to apply for programs in order to be able to take classes... which leads, to the higher education that, the more I learn to be able to have a better program etc.

In essence it's a trade off and even then not a very good one since classes cost $80 per class plus the cost of books which is anywhere from $35-$150 for each class.

I think I sort of understand but it's hard to wrap the details around my brain Wowza, is your mortgage really that high? I know you were just using those numbers as an example. If it is you are very rich compared to me, ! Ours is not even 1/3rd of the number you quoted but I know it all depends on where you live, I live in a relatively LCOL area & I assume in CA yours is much higher.