I am in a similar situation. There are those days when I think, "I don't need the money, don't need the stress, I'm done!" (Like today!)
What my plan for now is to continue with the children I have until they age out. Thankfully, that will be 2 out of the 3 full timers. One may continue to be with me after school next year, since his brother comes after school. That will be fine. They are the two that cause the most drama, anyway. Then I can focus on my own 3, whom I am home-schooling.
With the income I am receiving I am working on paying off my car early. That's the last debt we have other than the house. After that, all of my income will go directly into savings to create a good sized emergency fund.
What my plan for now is to continue with the children I have until they age out. Thankfully, that will be 2 out of the 3 full timers. One may continue to be with me after school next year, since his brother comes after school. That will be fine. They are the two that cause the most drama, anyway. Then I can focus on my own 3, whom I am home-schooling.
With the income I am receiving I am working on paying off my car early. That's the last debt we have other than the house. After that, all of my income will go directly into savings to create a good sized emergency fund.
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